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Credit/Mortgage Analyst (Australian Process)

10 open positions

Mortgage Loan Analyst – Australian Mortgage

Role & Responsibilities

Key Responsibilities:

  • Manage the end-to-end residential mortgage loan process, from application through settlement.
  • Review and assess borrower applications, financials, payslips, bank statements, tax returns and supporting documents.
  • Conduct credit assessment and serviceability analysis as per lender guidelines.
  • Verify income, employment, liabilities, assets and overall borrower position.
  • Prepare and submit loan applications to lenders accurately and within required TATs.
  • Liaise with mortgage brokers, lenders, BDMs, valuers and other stakeholders throughout the loan process.
  • Handle lender queries, conditions and document requirements until approval.
  • Monitor loan milestones including approval, valuation, documentation and settlement.
  • Ensure all applications meet Australian lending, compliance and responsible lending requirements.
  • Maintain accurate CRM/loan management system updates and follow up on outstanding documents.
  • Identify potential issues or gaps in applications and proactively resolve them.
  • Provide regular updates to brokers and ensure a smooth customer experience.
  • Maintain high standards of accuracy, confidentiality and compliance.

Preferred Experience:

  • 2–5+ years of experience in Australian Mortgage Processing / Credit / Loan Analysis.
  • Strong understanding of the Australian residential mortgage process.
  • Hands-on experience from loan application to settlement.
  • Knowledge of Australian lenders, loan products, credit policies and documentation.
  • Strong communication, analytical and stakeholder-management skills.
  • Experience with mortgage CRM/lending platforms is an advantage.

Key Skills:

Australian Mortgage | Loan Processing | Credit Assessment | Serviceability | Documentation | Compliance | Lender Liaison | Settlement | Broker Support


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